Time and again, you find yourself in a situation where you need money within a very short period of time or you could find yourself in situation where the money you have cannot take you through to the next payday. You turn to your emergency bank account, only to find that the balance cannot cater for even a quarter of your need. You are not alone. According to research, 47% of the American families are not in a position to cater for a $400 emergency.
The first thing that you think of is getting a quick personal loan from your bank. You try to request for a loan but find that you cannot get the money as soon as you need; you have to wait for two weeks. Or maybe you do not qualify for the loan because of a low credit rating.
You are likely to feel stuck. At the back of your mind, you could be thinking of getting a payday loan but you are reluctant to do so since you do not know who to trust when it comes to online payday loans. “Are they even legitimate?” You could be asking yourself. But that is why we are here.
We help you take care of your financial emergencies by connecting you with one of the lenders in our network. These are partners who are legitimate and your financial information is safe and secure with them.
All our direct lenders are regulated by the Financial Conduct Authority. However, due to the level of risk involved and the efficiency, payday loans tend to have a higher interest rate compared to traditional loan lenders. Always make sure that you carefully go through the loan terms and conditions given by the lender to be sure that you can afford to repay the loan and the given interest rate and in the stipulated period of time.
Compared to traditional banking loans, quick loans have so many advantages as they are created to suit the user at their time of need.
Online quick loans are a great way to take care of an emergency situation. However, they are not a long-term solution to your finances. You should not get a quick personal loan to cater for your car loan or home mortgage or to consolidate your debts, else you find yourself entangled in a web of short term loans.
Today, quick loans are available on the web and even on the phone. To get a quick online personal loan, you simply need to follow the prompt on our website inviting you place a loan request. It will redirect you to an online form that you fill in with your details as accurately as you possibly can.
Once you have submitted your loan request form, we will connect you with direct lenders in our network who are able to provide you with the funds that you need. They will go through your loan request and will get back to you letting you know whether you have been approved and if so, the exact loan amount they are ready to give you. If your loan request was successful, you could get the money as soon as the next day.